M.M. / agencies the eviction is the last step of a process in which many Spaniards who can’t pay their mortgage are immersed. Associations of users, collective social and even the Ombudsman have spent years proposing measures that avoid these situations. In United States is provided for payment in kind; in Greece there is a moratorium until 2013; in United Kingdom, families are declared bankrupt. The drama of foreclosures hits Spain as never before. It is not a problem exclusive to our country, but its severity demands urgent action. At the end of 2011, the Association of people affected by foreclosures and auctions (AFES) calculated that by 2015 will have executed more than 700,000 evictions, corresponding to four million mortgages signed between 2004 and 2008.

Only in the first quarter of 2012, according to the CGPJ, conducted 18.424 evictions, 517 per day; Since 2007, according to the Spanish Mortgage Association (AHE), total 395,000. The first step to the eviction is foreclosure. In 2011, there were 77.854 executions and 58.241 evictions; Currently, some 135,000 families would be immersed in a process of foreclosure; 6.63% of the unemployed, moreover, was affected by the home of one of these processes since the start of the crisis until the end of 2011, explains AHE. The steps until an embargo or eviction are, says AFES: economic difficulties, mulberry, pre-foreclosure, foreclosure, auction of the property and release (when there is notification of the Court). Adicae (Association of users of banks and savings banks), the 15-M, parties like United Left or UPyD, the Ombudsman, the legal profession and other so many political and social actors have submitted several proposals to avoid such situations in recent years. Alternatives to circumvent foreclosures and corresponding evictions of families, in this way, can be passed by: sale of property is, obviously, one of the resources available to the user who begins to have problems.